Leonard Renier, founder of the Wealth & Wisdom Institute, has been in the financial services industry for twenty-five years. He sat on the Advisory Committee for Wayne State School of Business - Department of Finance. He is the author of “Learning To Avoid Unintended Consequences” and “Sudden Impact”, both of which are currently on Infinity Publishing’s Best Sellers list. He has spoken at the Federal Reserve of Chicago’s MoneySmart week, a conference focused on combating financial illiteracy and providing greater financial education to consumers.

Wealth & Wisdom's educational presentations focus on the impact of shifting demographics in the United States. The dramatic changes that will occur in taxation, government programs, banking, retirement programs and home ownership will affect everyone. The goal of the Wealth & Wisdom Institute is to provide more information so that consumers can make better financial decisions.

Wealth & Wisdom represents no particular company, products or financial strategies, but does provide knowledge to help deal with these issues.

Everyone should have the opportunity to learn and understand that we are involved in the evolution of transferring our wealth away. Once you understand the dilemma of the transfers of wealth in your life, you now can learn to recapture these transfers and help yourself live the best life you can right now. Understanding how certain events in the near future will change the way you live and allowing Wealth & Wisdom Institute to help you prepare for these events will give you an opportunity to dramatically improve your life.

Knowing something and increasing your knowledge is good. Not knowing can be a disaster. There is a battle being fought right now that will impact our country and your future and education should be your weapon of choice in defending you and your family. Through a thought-provoking learning process and without any product sales pitch, you will start to learn and understand how your money works. Learning to think instead of being told what to think will be a defining moment in your life.

It is difficult to get the right solution when you start out with the wrong premise. If you center yourself in a false belief system financially, the reality is you may fail. Take a good look. What you thought to be true, financially, is about to be tested.

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